Electric Cycle Insurance

Electric bike insurance one of the most interesting vehicle hybrids on the market is the electronic bicycle or bike.

Electric cycle insurance.

Markel offers a stand alone e bike insurance policy that insures e bikes with power assist up to 750 watts with speeds up to 28mph. A standard bicycle in all the essential ways the electronic bike can best be described as a bicycle that has a motorized assist usually from a very small engine or battery power that turns the rear wheel. Our ebike insurance cover includes. Before you take out a specialist electric bike insurance policy check your home insurance to see what cover you have for pedal cycles.

You can get electric bike insurance but there are a few things to look out for the big question. If the at fault driver is uninsured then you ll want to file a claim on your homeowners renters or condo policy. If you re riding your bike and involved in an accident where the other party is at fault e g they crash into you their auto insurance policy covers the damage. Electric bikes are expensive most of bicycle insurance won t cover electric bikes as electric bikes cost more than bicycles and they have different accidents and incidents.

Most contents insurance policies that include bikes have a low cover limit which is likely to be below the value of your electric bike and unlikely to cover bicycle theft away from the home. Accessories helmets and clothing cover which can be increased to cover more if required. Electric bike insurance electric bikes can make commuting easier but having good ebike insurance is essential. Compare electric bike insurance quotes to find cover to protect you from damage and theft.

Optional public liability insurance for yourself up to a sum of 2 000 000. Theft malicious and accidental damage cover including cover for the electric bike battery up to a value of 12 500. A cheap electric bike can cost somewhere around 1000 and an expensive electric bike can cost up to 15 000. Accessible versatile and fun e bikes don t come cheap though.

Even a relatively cheap electric bike will set you back around a grand and a mid range bike will cost twice as much. A driver crashes into your bike. Should you pay for extra bicycle insurance. Electric bike insurance does exist and it provides coverage between auto home and renters insurances where there are gaps and fine print exclusions.

Specialist electric bike insurance from cycleguard protect your electric bike and accessories great for commuters and thrill seekers alike electric bikes are the latest and most popular way to make cycling easier.